Peace of Mind. Made Easy.


GAP DEFENSE™ provides coverage in the event of a total loss due to accident or theft.


GAP DEFENSE ™ understands that your standard insurance policy for your RV will not provide all the financial protection you need. Many RVers have learned this the hard way. The reason being is because more often than not, the value of your RV will be less than the balance of your loan, which is known as being upside down on your RV loan.


GAP DEFENSE ™ will help you to cover the difference when you’re stuck in this unfortunate situation. Negative equity on your RV puts you at immediate risk.


GAP DEFENSE ™ designed this program to help provide you with peace of mind to help cover the difference you will owe between the fair market value of your RV and your outstanding loan balance at the time it’s totaled or stolen.




  • Coverage up to 120 months for GAP Terms on RVs including motorhome, Class A, B, C, 5th wheel, travel trailer, pop-up camper, trailer, and slide-in
  • Coverage up to 135% of the MSRP
  • Coverage up to a maximum loan amount of $500,000
  • Coverage up to $50,000 for a maximum claim payout
  • Coverage for primary insurance deductible up to $1,000
  • Coverage up to RVs 20 years old (current year minus 19 years prior)